Dashboard

Know where every cent goes.

Every cent deserves direction.

Structure your money before chaos spends it for you.

Track expenses, build budgets, analyze spending, export reports, and keep every record private and local in this browser.

Read the philosophy
Total Income$0.00For selected period
Total Expenses$0.00For selected period
Net Balance$0.000% savings rate
Budget Used0%$0.00 remaining
Top CategoryNoneHighest spending category
Transactions0In selected period
No-spend Days0Days without expenses
Recurring Expenses$0.00Marked recurring this period

Spending Over Time

Trend

Category Breakdown

Where money goes

Income vs Expenses

Cash flow

Needs vs Wants

Behavior

Top Merchants

Patterns

Payment Methods

Breakdown

Fixed vs Variable

Flexibility

Budget Usage

Category budgets

Smart Insights

Turn small amounts into smarter decisions.

Transactions

Search, sort, edit, duplicate, and audit every cent.
DateTypeAmountCategoryMerchantMethodTagsActions
No transactions match this view. Add one or import a CSV to begin.

Monthly Budgets

Set an overall monthly cap and category limits. PennyWise+ will warn you before overspending sneaks up.

Budget Health

Savings Goals

Goal Progress

CSV Import

Upload CSV, preview rows, map columns, apply merchant rules, skip duplicates, then save.

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Auto-Categorization Rules

Import Preview

0 rows
DateAmountTypeMerchantCategoryNotes

PennyWise+ Financial Report

Selected period

Budget Performance

Savings Goals

Largest Expenses

DateAmountCategoryMerchantNotes

Categories

Data Management

Export backups before clearing browser data. Your data stays in this browser unless you export it yourself.

Backup reminder: export JSON after major updates.